Last Updated on June 24, 2025
Khalti has initiated a “Smart Deposit” service, the first of its kind that’s based on a digital wallet. The company launched this recurring deposit feature in collaboration with Manjushree Finance.
The deposit feature allows Khalti app users to save their money in the digital wallet and also earn interest. Besides, it also brings users a new and credible reason to deposit their money in the wallet app.
Check out: Top Digital Wallets in Nepal | Mobile Payment Apps, 2025
Khalti Smart Deposit minimum amount, interest, and savings duration
According to Khalti, you need a minimum amount of Rs 100 for the smart deposit benefit. You can select a saving cycle between a day, weekly, monthly, and 6 months to 60 months for the duration.
The interest rate in this service is based on the RD interest rate published monthly by Manjushree Finance. The Khalti Smart Deposit service is operated according to the guidelines of Nepal Rastra Bank (NRB).
If you subscribe, you can keep track of the status of your deposit on the Khalti app. The amount is credited to Manjushree Finance’s account.
“Latest technology like Smart Deposit launched through this collaboration will further expand the use of technology in financial transactions,” says Tej Raj Timilsina, CEO of Manjushree Finance. “All users who are doing their financial transactions through Khalti will be able to easily open an account on Manjushree and conduct their transactions. We believe this will save the time spent on opening an account at a financial institution and will make financial transactions easier.”
Also: Khalti-IME Pay merger latest details
How to start the smart deposit service on Khalti?
Here are the steps to start Smart Deposit on Khalti:
- Launch the Khalti app and log in
- Go to Financial Service and tap on Smart Deposit
- Select the amount, duration, and cycle
- Start your Smart Deposit service
Basanta Dahal, Head of Business Partnerships at Khalti, says that the recurring deposit is a very useful saving habit and every user will benefit from this ‘disciplinary investment tool.’
