eSewa app, the first digital wallet of Nepal has crossed 500,000 (5 lakhs) downloads in the Android play store. Having this application from 8 years, people now embrace the digital payments in Nepal. Which is a good sign to go cashless in future.
These days digital payments are more popular via smartphones, aka mobile wallet or mobile payments. People can use eSewa for Mobile Topup, utility bill payments, online shopping, money transfer to banks or eSewa or merchants.
eSewa is the first, the largest and popular digital wallet or mobile payment platform of Nepal. It has a large of bank associates and customer base. Due to the large no of bank partnership, customers can easily load balance to eSewa account through the respective bank mobile application.
Digital payment in Nepal
The digital payment or mobile payment is growing in Nepal. It is mainly due to the increase of smartphone penetration, internet and mobile network and businesses going online / digital. Still its usage is high in city areas, whereas for rural areas, it is still out of reach. Reasons for which are due to no availability of smartphones, internet and digital literacy. Hope, the appointment of eSewa CEO Mr. Asgar Ali as an IT expert or advisor will help to bridge this gap. Plus the internet or mobile reach should be assured from the telcos and ISP.
There are other digital payment applications that are also being popular among people. We can see strong growth in Khalit app as well which has now crossed 100,000 downloads in Google play store. Similarly another payment application iPay has more than 10,000 downloads.
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