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Samsung Insta Finance: Buy a phone/TV/appliances with a citizenship

Dinesh by Dinesh
June 9, 2025
in Gadgets Nepal
Reading Time: 4 mins read
Samsung Insta Finance scheme Smartphone 0% interest

Samsung has now enabled it’s One Document Insta Finance service on the purchase of smartphones, TV, and home appliances. That means customers can buy a Samsung product with just their citizenship for document.

Samsung first launched its Insta Finance program in 2023 in cooperation with HFL (Hulas Fin Serve). It initially allowed customers to buy smartphones at 0% interest rate in finance. Now, the same service extends to home appliances too.

The previous arrangement was already hassle-free. However, the process did require a few more documentation works. But now, you can purchase a Samsung phone with your citizenship and two passport-sized photos each, of the customers and their guarantor. The service enables customers to get any Galaxy smartphone priced at Rs 20,000 and above within an hour of applying. You also get to buy Samsung TV, refrigerator, and other home appliances easily with the finance service.

All you need to do is go to an authorized Samsung Insta Finance Store in the district that issued your citizenship. Then, apply to get your new Samsung product for you.

Samsung phones to TVs at 0% interest rate

The program reflects the growing need for smartphones and other home products and unlocking ability for people to buy one. Financial strain can impede people’s plans to buy an electronic product. However, an accessible financial service greatly eases the economic burden. Taking this into account, Samsung Nepal has adopted the initiative to launch the Insta Finance service in collaboration with HFL to help people upgrade to a new phone.

The world is going digital, so people are more technologically equipped. It has also led to the demand for better electronic items. Samsung Insta Finance is a convenient, and fast financing solution with a 0% Interest Rate on EMI.

“At Samsung, we believe consumers are the core drivers of our brand. We strive to understand their needs and requirements and deliver our best products and services and Insta Finance is one such key initiative. Samsung Insta Finance is our consumer-centric innovation that can easily upgrade consumers to its innovative cutting-edge technology” said Pranaya Ratna Sthapit, Director of Samsung Nepal.

Check out: Samsung Galaxy Z Fold 6 and Z Flip 6 price in Nepal | Price

Samsung Insta Finance is available in over 200 stores across Nepal

Samsung Insta Finance is available across over 200 stores across Nepal. The tech giant also plans to further extend the program across their network. The campaign, in essence, makes Samsung Galaxy devices, TVs, and home appliances more affordable and accessible.

You can buy a new Samsung product at a 0% interest rate. It can be an ideal offer for those who want to upgrade to a better smartphone at a small cost on a per-month basis.

Don’t miss: Best Phones Under Rs 25000 in Nepal | Latest 2024 Update

How to get Samsung Insta Finance at a 0% interest rate?

Samsung Insta Finance is easy and fast-forward. You won’t even require a credit card for the scheme. You can get a loan instantly in a few steps below.

  • Visit a store offering the Insta Finance service
  • Make sure you carry all the documents (Citizenship Card and Photo, Guarantor Citizenship, and Photo and Income documents of the applicant)
  • After backend verification, you need to sign legal documents
  • Then, you get a Samsung Galaxy smartphone of your choice.

The initiative is beneficial for all stakeholders- consumers and Samsung product retailers. The former get easy access to a loan facility and upgrade to a new phone at a minimal cost. Sellers generate revenue by up-selling the buyers to a better choice. That makes it a win-win situation for all.

Do read: Samsung launches a TV factory in Nawalparasi, Nepal

For any more queries on Samsung Insta Finance service and the brand’s products, let us know in the comments below.

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Dinesh

Dinesh

An experienced tech writer covering news mostly on telecommunication, internet, latest tech & trends, and Gadgets. Being a technophile, I am particularly fascinated by the evolution of mobile networks in Nepal from legacy networks (2G, 3G) to 4G (with VoLTE, VoWiFi, eSIM) and the prospects of the upcoming 5G, and equally enthralled by the development of internet from the dial-up connection to the 2 Gbps XGS-PON fiber broadband technology and their transformative impact in the country.

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