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Hamro Patro launches its in-app digital wallet service Hamro Pay with Split & Pay

Nepal’s most downloaded app Hamro Patro now has the integration of its long-awaited digital wallet service ‘Hamro Pay’ in a beta form. The company Hamro Patro Inc. announced its in-app electronic payment service at an event in Kathmandu on Friday, February 17. Hamro Pay serves as another benchmark for the company in its pursuit to maintain its super app status and offer higher service integration and delivery.

Hamro Pay provides the legacy payment features of a digital wallet and also retains Hamro Patro’s signature feel. The service comes on the Hamro Patro app so users won’t have to download a separate app for it. To use the digital wallet, you need to update the Hamro Patro app available on both Android and iOS platforms.

The in-app feature means over millions of users will have access to the digital wallet service. Hamro Patro Inc. director Sudina Gautam stated that Hamro Pay has been launched with the aim of making Hamro Patro a super app.

Also read: Hamro Patro Launches Hamro Message Feature; How To Use It And Overview

What is Hamro Pay?

Hamro Pay is a digital wallet service integrated into the Hamro Patro calendar app. The service is licensed by Nepal Rastra Bank as a payment service provider (PSP). Like other wallets, it offers utility payments, fund transfers, top-ups, Scan & Pay powered by Nepal Pay QR, and many other services. If you use the Hamro Patro app, which is highly likely due to its enormous popularity in Nepal, you might already have it available.

Hamro Pay home screen
Hamro Pay digital wallet home screen

You can also update your Hamro Patro app to its latest version to get the Hamro Pay feature. The in-app service comes with some cool features such as the one below:

Hamro patro digital wallet hamro pay
Hamro Patro digital wallet Hamro Pay allows users to check their monthly transactions

How to use Hamro Pay?

Hamro Pay is already found on Hamro Patro native app and to start using it, you need to create an account. Follow the steps below:

  • Launch the Hamro Patro app.
  • On the home screen find Hamro Pay under services, and tap on it.
  • You need to sign in to use the Hamro Pay feature. You can sign up using your Gmail, Facebook, or Twitter account.
  • Then tap on Continue.
  • The next screen asks for confirmation of your login credential. If it’s correct, tap on Continue again.
  • Now provide your phone number.
  • Enter the OTP code or let your phone autofill it. Tap on Verify.
  • Now add details such as your full name, email, Date of Birth and choose your gender and Confirm.
  • Your account is now created. Tap on Continue.
  • You will need to register your KYC to use all the services.

Check out: Top Digital wallets in Nepal

Hamro Pay features | Tracking expenses to Split & Pay

Hamro Patro’s digital wallet retains many common digital payment features while also offering some less common features. Users get an easy interface and 6 language options. The app has a tracking system that lets users find out their earnings and expenses. Split & Pay allows bill sharing among users. It also allows direct interaction between users and merchants which allows for a more transparent and convincing service and transaction. Find out the key features of the wallet below.

Hamro Pay services
  • Utility payments (TV and internet bill payment, electricity, etc.)
  • In-app purchase
  • find latest transactions
  • direct chat between users and merchants
  • salary payment for corporate
  • 6 different language options
  • user-friendly user interface
  • users can track their earnings and expenses, split & pay (sharing the bills), etc.

Users can also earn 2% cash back on topup.

Hamro Patro says that its digital wallet service is aimed at providing suitable features for both the young and old base of its users.

Don’t miss: How to Use Digital/Mobile Wallet in Nepal


The biggest advantage of Hamro Pay digital payment is its exponential user base of millions. It is the most downloaded and presumably most used mobile app in the country. The app provides multiple services being the reason for its wide usage. But the in-app feature could make for a more valued use for Hamro Patro’s use.

Nepal’s digital wallet is largely dominated by eSewa and Khalti. IME Pay and Namaste Pay are still evolving through their ranks. With established wallets already spanning across smartphones and interoperability among them, Hamro Patro’s entry into the fintech market is likely to offer a new dimension to the mobile payment industry.

Must read: Cross-Border Transactions Soon, Revolutionary UPI coming to Nepal


Hamro Pay digital wallet is available in the Hamro Patro app on both Android and iOS smartphone platforms. But you can also use the services through the web portal here.

How refreshing and unique did you find the Hamro Pay services? Don’t forget to share in the comments.

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