Leading smartphone brand realme has launched a 0% monthly installment (EMI) facility on purchase on its select smartphones. Called “relame Instant Finance Plan”, the initiative helps you buy your favorite realme device on an EMI installment payment basis for 12 months.
Realme phones are very popular in Nepal. The company launches budget and upper-midrange phones for customers with different needs. Its phones are popular for excellent battery life, stylish design, and gaming ability. So, the company has addressed the need of the customers who may want to buy a realme phone but are held back by money.
Realme has brought its EMI phone purchase facility for Nepali buyers with Goodwill Finance Ltd. and Jagdamba Hire Purchase.
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Buy a new realme phone with just a citizenship for EMI verification
The EMI plan enables you to buy realme phones without having to pay the total sum upfront at 0% interest rate. According to the phone maker, you need to only show your citizenship to get a brand-new realme phone. The key here is convenience. You won’t have to carry different and many different documents to verify your identity and earnings.
Which realme phones are available in monthly installment
Realme EMI installment facility is available on select phones such as Narzo 70 Pro and C75. According to the company, the finance service lets you buy the Narzo 70 Pro (8/256 GB) with a Rs 13,599 down payment and a Rs 1,699 monthly installment. The phone has a market price of Rs 33,999 at present.
Likewise, C75 (8/128 GB) comes with a Rs 10,799 down payment and a monthly installment of Rs 1,349. Its original market price is currently Rs 26,999. You can buy the phone’s 8/256 GB variant at Rs 11,999 and Rs 1,499 in monthly installments. The model costs Rs 29,999 in the market. The full payment for the EMI facility completes in a year.
| realme EMI phones | Market price | Downpayment | Monthly installment |
| Narzo 70 Pro (8/256 GB) | Rs 33,999 | Rs 13,599 | Rs 1,699 |
| C75 (8/128 GB) | Rs 26,999 | 10,799 | Rs 1,349 |
| C75 (8/256 GB) | Rs 29,999 | Rs 11,999 | Rs 1,499 |
realme says that its EMI facility helps students, youth, and first-time smartphone buyers buy a new phone with easier payment solution. The EMI facility is available at realme-authorized retail stores across Nepal.
Our good thoughts on realme EMI facility
The realme Instant Finance service offers users a solid chance to buy some of the popular phones from the popular brand. If paying the entire amount was keeping you from buying your next realme phone, the EMI service lets you do that. Thanks to these budget phones’ original market price, the down payment and monthly installment are also quite affordable.
In recent years, EMI on phones has become a trend. Samsung offers Insta Finance, which lets you buy brand-new Samsung phones with a monthly installment. Xiaomi also announces EMI service for select phones. Now, it’s realme doing the favor for smartphone lovers. It’s also good for both the company and customers. The EMI facility is also creating a market competition which benefits the customers in that they can buy phones in EMI payment.
EMI is an excellent facility to buy a new phone. While it removes the burden of paying the whole sum at once, a monthly installment also feels approachable. So, it’s a great value differentiation from smartphone brands like realme.
