Ncell customers can now enjoy loan/Sapati offer. Earlier customers could only take some balance as a loan but after the COVID induced lockdown, you can also get a voice pack and data pack in the scheme. Earlier, Ncell has doubled the loan amount with the double Saapati offer. The loan offer now allows customers to get up to Rs 40 as a credit. Find the process below for how to take a loan/Saapati in Ncell.
The amount of balance that a Ncell customer can take as Sapati is Rs 40. Whereas the worth of Ncell data, voice pack is Rs 47.
Similarly, the data packages that are available for loan Saapati is 1GB data for 3 days at Rs 47. Whereas you can also get an all net voice pack of 90 mins for 3 days at Rs 47.
Table of contents
Ncell Loan Saapati Offers
Here is the summary of all the Saapati schemes available in Ncell.
|Service fee (Incl. tax)
|What you get in Saapati?
|Rs. 40 Main Balance
|90 mins all net voice
Ncell customers can take this loan only if the main balance gets less than Rs 5. Though the balance sapati loan is Rs 40 and package sapati is Rs 47, they charge the same amount of Rs 2.48 for all schemes. The amount includes their service charge of Rs 2 + 13% TSC and 13% VAT.
This sort of loan service helps customers low in balance to continue using Ncell services. Communication is more important during pandemic and disaster periods. Keeping this in mind, Ncell has been providing a broad range of Saapati to their customers.
Any Ncell SIM cards older than 30 days can take the double Sapati/loan. The loan amount can be used to make calls, send SMS to any network, browse the internet, and take other Ncell services. That means they will add the loan amount to the main balance.
Whereas for the loan credits of voice pack, it is applicable for all-net calls only.
How to take a loan/Saapati in Ncell?
Time needed: 1 minute
To take the loan in Ncell, follow the following steps.
- Go to your mobile call and dial *9988# (USSD method)
Using USSD method, you need to dial *9988# on your mobile
- You will get several options for loan Saapati like Balance, Data, and Voice. Choose the one you require.
Select options for the balance Saapati or Data Saapati or Voice Saapati.
- Get a confirmation for successful loan transfer in Ncell
After you dial the above USSD code and select the option, you will get a notification for the loan transfer if your balance is less than Rs 5.
- Confirm the balance or packages.
Please confirm the balance and the packages on your mobile after the completion of subscription.
The Rs 10/20/40/80 balance will be taken by Ncell on the next recharge. If the balance is less than the loan amount, the whole amount will be taken and the remaining to take in another recharge. The service charge for the double loan offer is Rs 2.55 which will also be taken during the recharge.
- To know more information about the Ncell loan offer, customers can dial 9988 and listen to the voice message there.
If the customer does not recharge the balance after using the service, s/he will still be able to enjoy incoming services but will not be able to request another Saapati until the previous credits are cleared.
Ncell Loan or Sapati scheme information
Ncell customers can take the loan/Saapati scheme as many times as they want, but the previous loan should have been cleared.
- To know the remaining Loan amount, customers need to dial *901#.
This sort of Sapati service comes in handy in the emergency period especially at night times or in areas where recharge cards or top-ups are not available. The service is still popular among low-paying students for the continuation of the services in case of insufficient balance.
If you compare this with the Ntc loan, Ntc does not take any service charge that is it comes for free. Whereas Ncell charges Rs 2.55 for the double loan. But Ntc only provides a credit amount of Rs 20.
Also Read: How to take loan in Smart Cell>>
Tell us what do you think of the Ncell loan and the process to take the Saapati schemes. Did you ever take the loan from the telecom operator and paid it later, please comment below.
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