Ncell customers can now enjoy a double loan/Sapati offer. On the occasion of reaching 5 years of the first credit scheme, Ncell has brought this double Saapati offer. The double loan offer now allows customers to get Rs 40 as a credit to use different services. Find the process below for how to take a loan in Ncell.
Ncell customers can take this double loan only if the main balance gets less than Rs 5. Though they have increased the loan amount, they charge the same amount of Rs 2.55. The amount includes their service charge of Rs 2 + 13% TSC and 13% VAT.
This sort of loan service helps customers low in balance to continue using Ncell services.
Any Ncell SIM cards older than 2 months can take the double Sapati/loan. The loan amount can be used to make calls, send SMS to any network, browse the internet, and take other Ncell services. That means they will add the loan amount to the main balance.
How to take loan in Ncell?
Time needed: 1 minute.
To take the loan in Ncell, follow the following steps.
Go to your mobile call and dial *9988# (USSD method)
Using USSD method, you need to dial *9988# on your mobile
Get a confirmation for successful loan transfer in Ncell
After you dial the above USSD code, you will get a notification for the loan transfer if your balance is less than Rs 5.
You can also take the Ncell loan by sending a message.
Send a message with blank to 9988 for the activation of loan.
The 40 Rs balance will be taken by Ncell on the next recharge. If the balance is less than Rs 40, the whole amount will be taken and remaining to take in another recharge. The service charge for the double loan offer is Rs 2.55 which will also be taken during the recharge.
To know more information about the Ncell loan offer, customers can dial 9988 and listen to the voice message there.
If the customer does not recharge the balance after using the service, s/he will still be able to enjoy incoming services but will not be able to request another Saapati until the previous credits are cleared.
Ncell Customers can take the loan/Saapati scheme as many times as they want, but the previous loan should have been cleared.
To know the remaining Loan amount, customers need to dial *901#.
This sort of Sapati service comes handy in the emergency period especially at night times or in areas where recharge cards or top-ups are not available. The service is still popular among low paying students for the continuation of the services in case of insufficient balance.
If you compare this with the Ntc loan, Ntc does not take any service charge that is it comes for free. Whereas Ncell charges Rs 2.55 for the double loan. But Ntc only provides a credit amount from Rs 5 to Rs 20 depending upon the loyalty of the SIM card.