Ntc Loan, Namaste Credit Service: Everything You Need to Know

Nepal Telecom had launched the Namaste Credit service, also called a Loan Sapati service in 2018. Namaste Credit service allows NTC GSM prepaid customers to make a call even when there is no balance. However, the service is available free of charge. Let’s learn below for the process on how to subscribe/take the loan in Ntc SIM with a service called Namaste Credit. Similarly, find the FAQs related to the Nepal Telecom loan/credit service below.

Minister for information and communication (MOIC) Mr. Gokul Baskota inaugurated the launching of the Namaste credit loan service, in a program in the company headquarter, Bhadrakali.

Also, Read How to subscribe Missed Call Alert in Ntc?

The service was being provided by Ncell for a long time. Now the prepaid customers of Nepal Telecom can now take this loan service with a credit talk time of Rs 5 to Rs 20. Furthermore, the service will be different for each customer. But NTC will not charge any amount for providing the service.

This is like an added value for the customers. If customers do not have enough balance to make a call and the immediate recharge is not possible, this credit service comes in handy for an emergency situation.

You can take the Ntc loan as many times as you want, but it requires you to clear the old amount. The loan in Ntc differs from that of Ncell as they provide it free of cost whereas Ncell charges you some service charge. Find more information about Ncell Double Sapati Offer.

Only the loyal customer with Ntc SIM card older than 3 months will be able to use the loan service.

Features of Ntc Credit/loan service

Here are the features of the NTC credit service/loan.

• No Call drop: If you activate the Ntc credit loan service, then your call will not drop due to no balance issue. Similarly, there will be no extra charges for the activation of the loan service.
• The credit balance depends on the used up balance from the account.
• The same credit will be cut from your mobile phone account in the next top-up.
• The credit will recover partially when the top-up is less than the loan amount, but it should cross 60%.
• Shortcode used for the Credit service is 1477.

READ How to divert/forward/transfer and hold Calls in Ntc?

How to take the loan in Ntc?

To take the loan in Ntc, you need to

• Go to your message box
• Type Start and Send it to 1477
• You will get an activation message if your SIM card is more than 3 months old.

Whereas, to get the information about the Ntc loan Sapati service, customers need to

• send a message status to 1477

Likewise, to stop the Nepal Telecom loan Sapati service, customers need to

• send a message stop to 1477

Also Read: How to check if a current SIM is registered on your Name or others? >>

Balance cut in next recharge

NTC will take back the balance provided by the credit service from your balance in the next recharge. Whereas you can use the same balance for Call, SMS, and data browsing. Ntc loan service is only valid for prepaid customers, that are active for more than 3 months.

If you want to take Sapati from your friends or family without Ntc intervention, you can simply ask him/her to send the balance to your Ntc number. Then you can repay or send that balance to him once you have recharged your phone. Find the process for how to transfer balance in NTC?

Before, we conducted a poll on our Facebook page regarding people’s inclination for the Namaste Credit service. Where it seems to be a massive hit among the customers. So, What do you think of the loan service?

FAQs related to Ntc loan

Ever since the credit service was announced, we have been getting a lot of questions regarding the Ntc loan. Meanwhile, NTC intends to provide this Namaste Credit to the customers with low or no balance at all, for the continuation of their services. So, we are here to cover all the information and queries about Namaste credit, loan service.

Most people got a message for the unavailability of credit amount when they queried for the credit service. Whereas some of them tried multiple times and got the same message. After which, they queried us for the reason or also think of using the wrong activation process.

Check out: Activate Ntc Friends and Family Service (FNF) free for discounted call

So, here are the Frequently asked questions (FAQs) for the Ntc loan aka Namaste Credit.

Don’t forget to read the latest data packages in NTC.

Tell us if you have any queries about the Ntc loan service and the process to take, in the comment below?