How to take a loan in Ntc | Sapati Service, Activation Code

Nepal Telecom launches Ntc Loan Sapati service to allow GSM prepaid customers to make a call even when there is no balance. And the best part is the service is available free of charge. Let’s learn below the process of how to subscribe/take the service aka Namaste Credit and find the FAQs below.

Also, Read How to subscribe Missed Call Alert in Ntc?

Previously, the service was available in Ncell for a long time but now the Nepal Telecom prepaid customers can get a credit talk time of Rs 5 to Rs 20. Furthermore, the service will be different for each customer and NTC will not charge any amount for providing the service.

This is like an added value for the customers. If customers do not have enough balance to make a call and an immediate recharge is not possible, this credit service comes in handy for an emergency situation.

You can take the Ntc loan as many times as you want, but it requires you to clear the old amount. However, the loan service differs from Ncell as they provide it free of cost whereas Ncell charges you some service charges. Find more information about Ncell Double Sapati Offer.

Only the loyal customer with Ntc SIM card older than 3 months will be able to use the loan service.

Features of Ntc loan service

Here are the features of the NTC credit service/loan.

• No Call drop: If you activate the Ntc loan service, then your call will not drop due to no balance issue. Similarly, there will be no extra charges for the activation of the loan service.
• Credit balance depends on the used-up balance from the account.
• The same credit will be cut from your mobile phone account in the next top-up.
• The credit will recover partially when the top-up is less than the loan amount, but it should cross 60%.
• Shortcode used for the Credit service is 1477.

READ How to divert/forward/transfer and hold Calls in Ntc?

How to take a loan in Ntc?

To take the loan in Ntc, you need to

• Go to your message box
• Type Start and Send it to 1477
• You will get an activation message if your SIM card is more than 3 months old.

Whereas, to get information about the loan Sapati service, customers need to

• send a message status to 1477

Likewise, to stop the Nepal Telecom loan Sapati service, customers need to

• send a message stop to 1477

The loan service is only available for prepaid customers who have been active for more than 3 months. NTC will take back the balance provided by the credit service from your balance in the next recharge. However, you can use the same balance for calls, SMS, and data browsing.

Do check: How to transfer balance in NTC?

FAQs related to Ntc loan

Ever since the loan service was announced, we have been getting a lot of questions regarding it.

Check out: Activate Ntc Friends and Family Service (FNF) free for discounted call

So, here are the Frequently asked questions (FAQs) for the Ntc loan aka Namaste Credit.

Don’t forget to read the latest data packages in NTC.

Tell us if you have any queries about the Ntc loan service and the process to take, in the comment below?