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Nepal Telecom had launched the Namaste Credit service, also called a Loan Sapati service from 2018. Namaste Credit service allows NTC GSM prepaid customers to make a call even when there is no balance. The service is available free of charge. Learn below for the process on how to subscribe/take the loan in Ntc with a service called Namaste Credit. Find the FAQs related to the Nepal Telecom loan/credit service below.
Minister for information and communication (MOIC) Mr. Gokul Baskota inaugurated the launching of the Namaste credit loan service, in a program in NTC headquarter, Bhadrakali.
Also, Read How to subscribe Missed Call Alert in Ntc?
The service was being provided by Ncell for a long time. NTC prepaid customers can now take this loan service with a credit talk time of Rs 5 to Rs 20. The service will be different for each customer. NTC will not charge any amount for providing the service.
This is like an added value for the customers. If customers do not have enough balance to make a call and the immediate recharge is not possible, this credit service comes handy for an emergency situation.
You can take the Ntc loan as many times as you want, but it requires you to clear the old loan. Ntc loan differs from that of Ncell as Ntc provides it free of cost whereas Ncell charges you some service charge. Find more information about Ncell Double Sapati Offer.
Only the loyal customer with Ntc SIM card older than 3 months will be able to use the loan service.
Here are the features of the NTC credit service/loan.
Time needed: 1 minute.
To take the loan in Ntc, you need to
To get the information about Ntc loan Sapati service, customers need to
To stop the Nepal Telecom loan Sapati service, customers need to
NTC will take back the balance provided by the credit service from your balance in the next recharge. You can use the same balance for Call, SMS, and data browsing. Ntc loan service is only valid for prepaid customers, that are active for more than 3 months.
If you want to take Sapati from your friends or family without Ntc intervention, you can simply ask him/her to send the balance to your Ntc number. Then you can repay or send that balance to him once you have recharged your phone. Find the process for how to transfer balance in NTC?
We asked a poll on our Facebook page for people’s liking for the Namaste Credit service. It seems to be a massive hit among the customers. You can also vote and see the result yourself here.
Ever since the credit service was announced, we have been getting a lot of questions regarding the Ntc loan. NTC intends to provide this Namaste Credit to people for the continuation of their services to the customers with low or no balance at all. This post, we are here to cover all the information and queries about the Namaste credit, loan service.
Most people got a message for the unavailability of credit amount when they queried for the credit service. Some of them even tried multiple times and got the same message. And they queried us for the reason for this or thinking of the wrong activation process.
Here are the Frequently asked questions (FAQs) for Ntc loan aka Namaste Credit.
They calculate the credit amount for each customer based on their loyalty that is the usage of their network. They are providing loans from Rs 20 to Rs 5. The amount of credit depends upon the usage of the network, recharge frequency/amount, and the age of the SIM card
To take the Ntc loan, the subscriber needs to send an SMS “START” to 1477. This is a loyalty-based service, so please stay connected to the Nepal Telecom network for maximum benefit from this service.
NTC credit loan service is free that is it comes without any additional service charge. Nepal Telecom GSM and CDMA prepaid users can enjoy this service. They will recover only the credited amount from your account with the next top-up.
To check the status of the NTC credit loan service, you need to send a message STATUS.
To deactivate Namaste Credit, you have to type STOP and send SMS to the number 1477. After this, the remaining credit will be deducted and you will get a confirmation message.
If you want to use the NAMASTE CREDIT facility again, you can always do so by sending a message “START” to 1477.
To check max CREDIT, please type STATUS and Send SMS to 1477.
To check the loan/credit balance, please type STATUS and Send SMS to 1477.
To check the used CREDIT debt, please type STATUS and Send SMS to 1477.
No, Ntc loan service is available for all prepaid users of Nepal Telecom, in GSM and CDMA.
The credit or loan balance can be used for voice calls, SMS, and data use.
No, you cannot transfer the credit balance to someone.
NTC will assess each account based on the loyalty and determine the credit limit for each of them.
To get the loan service, you need to have a SIM card that is older than 3 months. That is, if you take a sim card now, you can get the loan service after 3 months of usage.
To increase the loan amount, you need to the loyalty by continuously using Nepal Telecom services and top-up regularly.
You cannot buy the data/voice/SMS pack with the Loan amount.
Don’t forget to read the latest data packages in NTC.
Tell us if you have any queries about the Ntc loan service, in the comment below?