People mostly recharge their mobile phones with recharge cards. For this, customers need to buy recharge cards available in the shops. The problem of missing some numbers with scratch is also troubling the customers. The pinless (MPOS: Mobile point of sale) recharge is also available with Ntc where you do not need to buy and scratch the recharge card for Pin no.
These days, people prefer to recharge online rather than that from recharge cards for telcos like Ntc Ncell. It is not only for the mobile balance top-up but also for a utility like electricity, water supply payments, landline bill payment, TV entertainment, movie tickets, airline tickets, and more.
People can recharge online either from the online payment portal of their bank or some third party. The most used third party payment platforms are eSewa, Khalti, Prabhu Pay, and more.
How to recharge online from bank apps or digital wallets?
The commercial banks in Nepal either provide either an m-banking or e-banking service to the bank accounts. There are official apps in Android or iOS for the m-banking or e-banking. Banks like Nabil, NMB, Prime, Laxmi, standard chartered, Nepal Investment, SBI, Kailash Bikash bank provide mobile banking or online banking account with some subscription.
Some banks even charge minimal fees for the yearly subscription of mobile banking or online banking. Customers are provided of the MPIN for mobile banking associated with their mobile phone or online banking account username and password. The transaction may even need a transaction password.
Similar is the case for the digital payment platforms or portals. You will also get an MPIN or user account for the payment from these wallets/web-portal. In the case of digital wallets, you need to load some balance to your account either from your bank accounts or asking a transfer to your wallet from your friends.
Recharge from bank or payment portals.
Here is the process for the recharge online from payment portals either from a bank or a third party.
First need to login into the payment portal of the bank or the third party.
Then go to the mobile recharge/ top-up section, select the operator, Ntc/ Ncell/ Smart cell, or prepaid/ postpaid.
Enter the amount you want to recharge.
Then after some time, you will get the message for the successful recharge.